A practical guide to cash flow forecasting, with a worked example showing how to calculate your cash position, plan ahead and prepare for delayed customer payments.
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As your business grows, bookkeeping and year-end accounts may no longer give you enough information to make spending decisions. We explain the financial support available and how each service works at Pisces.
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Winning more work should be good news for your marketing agency. But when freelancers and suppliers need paying before clients settle their invoices, growth can put pressure on cash flow. Here's how to manage those gaps and plan ahead.
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Most creative agencies focus on profit as the measure of success. But the truth is, agencies rarely fail because of profit. They fail because of timing.
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Designers don’t look at a blank wall and feel restricted. They see a palette, shapes, and textures that inspire what comes next.
That’s exactly what your numbers can do for your business.
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Landing a new project feels like a win. It’s validation. Another client through the door. Another invoice raised.
But here’s the truth: not all wins are equal.
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When do you actually feel financially secure as a creative business owner?
Your agency might never struggle to pay its bills or taxes. Payroll might always run on time. There may even be a healthy-looking balance sitting in the bank.
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Most creative agencies don’t realise they’re overpaying tax.
Not because they’re doing anything wrong — but because they’ve never had the right conversation.
What happens when your system is really just spreadsheets that don’t make sense.
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Most creative founders I meet think they’re behind.
Behind on profits. Behind on pricing. Behind on where they should be by now.
Creative freedom means nothing if you’re constantly stressed. Learn how clarity and control over your finances can give you the space to grow — without burnout.
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Most creative businesses don’t fail overnight.
They drift.
They get busier. Revenue goes up.
But so does stress.
You can take time off without wrecking your cashflow.
You just need a system that prepares your numbers in advance — not after the damage is done.
Struggling to stick to your business budget? Learn the real reasons creative agency budgets fail — and how to build one that works for your brain and your goals.
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Creative business owners: Find out why paying private school fees through your company could cost you more in tax — and what to do instead
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If you’re running a creative business, chances are you’ve been told to “charge what you’re worth.” But what does that really mean when tools like AI are speeding up your process—and clients are asking more questions about value?
Read MoreWorking capital is the amount of money that you have in your bank account compared to the amount of that you need to pay. If the money in your bank is more than the money that you need to pay you have a good working capital amount, if it is less then you will be having problems.
Read MoreIs your finance function fit for purpose? Do you get all the information that you need to make informed decisions about your company? Do you have access to forecasts so you can see where your business will be in the next few months and what will be paid in taxes?
Read MoreA business advisor is someone that you can engage to work with you and your company when you are looking to grow and make your company more efficient. They will work through with you a series of improvements that you need to make that will move your business forward.
Read MoreAre you looking to grow your business? You need to look at the key numbers in your accounts to help you and to monitor your progress.
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